Tenth Avenue Accountants & Financial Advisors
Superannuation Insurance on the Central Coast
We make superannuation insurance easy to understand, helping you know what’s covered, what’s not and how it affects your retirement savings.
Protect Your Future, Manage Your Insurance
Transparent Reporting
Accredited Advisors
Tailored Financial Support
At Tenth Avenue Accountants & Financial Advisors on the Central Coast, we help you make sense of your superannuation insurance and how it fits within your fund. Many super funds automatically include life, total and permanent disablement (TPD) or income protection cover, but not everyone knows what their policy actually includes.
We want you to know what you're dealing with and how to manage your super, enabling a healthy financial future. We explain what your premiums cover, how claims work and how to review your policy so it stays relevant to your situation.
For simple and straightforward guidance on
superannuation insurance, contact
(02) 4399 1551 to chat with our team today.
Reviewing Your Super Fund Insurance
Regularly reviewing your superannuation insurance is an important part of keeping your finances up to date. Changes in employment, income or family structure can all affect the level of cover you need.
Some people have duplicate cover across multiple super funds, while others may not have enough protection at all. By checking your insurance details and premiums each year, you can keep your cover aligned with your current needs and circumstances. With a bit of attention and clear information, superannuation insurance can be managed easily and effectively as part of your overall financial plan.
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FAQ
What is superannuation insurance?
Superannuation insurance is insurance that’s included within your super fund, often covering life, total and permanent disablement (TPD), and income protection. The premiums are deducted directly from your super account, which means you don’t have to pay them from your take-home income. This setup can make it easier to maintain coverage, but it’s still important to check what’s actually included. Policies differ between funds, and some may have exclusions or conditions depending on your age, employment, or contribution status.
What types of cover are included in superannuation insurance?
Most superannuation insurance policies include three main types of cover: life insurance, total and permanent disablement (TPD) insurance, and income protection. Life insurance pays a lump sum to beneficiaries if the member passes away. TPD insurance provides cover if you’re permanently unable to work, and income protection pays part of your income if you can’t work temporarily due to illness or injury. Each fund sets its own rules, so it’s important to review your cover regularly to stay informed.
How do I check my superannuation insurance?
You can check your superannuation insurance by logging in to your super fund’s online portal or reviewing your annual statement. This will show what types of insurance you have, how much you’re covered for, and what premiums you’re paying. If you have multiple funds, you may be paying for duplicate cover. Checking your insurance regularly helps keep your policies up to date and prevents unnecessary costs or coverage gaps.
Operating since
2017
Serving the Central Coast
